Almost everyone who buys a new car, unless they are genuinely rich, uses car finance to get their vehicle. There are all sorts of good reasons to do so. Financing plans spread the cost of your vehicle over easy monthly payments, and can easily be refinanced as you move up the range of models available to you. It is also possible to get tax deductions out of car payments (if you use your vehicle for business purposes).
However – if you have poor credit you can find that car finance is a lot harder to get than it used to be. Understandably, lenders are extremely wary of giving money to people who have bad credit ratings because they fear the default.
The solution, provided you do have the money to make the monthly payments, is to use a high risk, or guaranteed, finance provider. High risk...